Custom Fintech & Banking Software Development
Omnetra Infotech builds custom fintech and banking software for payment gateways, lending platforms, neo-banks, wealth management tools, and compliance dashboards. We engineer with PCI-DSS-aligned patterns, audited authentication, and real-time ledger architecture that scales with your transaction volume.
Capabilities &
Focus Areas
Domain-specific software solutions we regularly design, integrate, and deploy.
Payment Gateway Integration
Stripe, Razorpay, Adyen, and Plaid integrations with idempotency keys, webhook hardening, and PCI-friendly tokenization layers that keep card data out of your database.
Lending & Underwriting Platforms
Loan origination, credit decisioning, KYC pipelines, and rule-based underwriting engines with full audit trails and explainable decision logs.
Real-time Dashboards
Sub-second transaction monitoring, fraud signal overlays, and treasury dashboards that read from event streams instead of nightly batch jobs.
Compliance Tooling
Audit-ready reporting for RBI, SEBI, GDPR, and SOC 2 — generated directly from your event log, not retrofitted from spreadsheets.
Production Tech Stack
We design and select robust, standard-compliant technologies based on industry scaling patterns and compliance requirements.
Engineering Deliverables
Every product is delivered with full codebase ownership, custom operational controls, and documented integration pipelines.
- Production-ready fintech web application
- Authentication & role-based access control (RBAC)
- PCI-DSS-aligned tokenization layer
- Webhook hardening and replay protection
- Audit logging and immutable event trail
- Operations dashboard with alerting
Compliance & Security Standards
We construct architecture layers aligned with industry audits and international regulations.
Frequently Asked Questions
Common enquiries about building software systems for this industry.
How long does it take to build a fintech MVP?
A focused fintech MVP typically takes 8–14 weeks including authentication, core ledger, payment integration, and a regulator-ready audit trail. We deliver in two-week Agile sprints with weekly demos.
Do you support existing banking APIs?
Yes. We have production experience integrating with Stripe Connect, Razorpay, Plaid, and core banking systems via Open Banking / PSD2. We can also build against a sandbox first and migrate to live credentials once compliance sign-off is complete.
Is my cardholder data safe with you?
Cardholder data never touches your server. We use tokenized vault patterns (Stripe / Razorpay vault) so your database only ever stores opaque references. This keeps your PCI scope minimal.
Can you harden an existing fintech product?
Yes. We routinely inherit legacy Rails / PHP fintech stacks and harden them with proper audit trails, KMS-encrypted secrets, and webhook signature verification. We do not require a rewrite.
Other Industries We Serve
Start your Fintech & Banking project
Let's team up to map your system architecture, establish database structures, and engineer high-performance software.