API & Integrations for Fintech & Banking
Omnetra Infotech designs versioned REST and GraphQL APIs and integrates the services Indian businesses run on: Stripe and Razorpay payments, Shiprocket logistics, WhatsApp Business API, Google Maps, and Tally. Every integration ships with webhook handling, idempotency, retry queues, and monitoring — plus docs your in-house team can extend. Webhook handlers ship idempotent with dead-letter retries and alerts, so no payment or order event is ever silently lost. For fintech & banking, that means Secure, compliant, and high-throughput software for the modern financial stack. Compliance coverage: PCI-DSS, RBI guidelines, SOC 2 Type II, GDPR.
What you get
Payment Integrations
Stripe, Razorpay, subscriptions, webhooks, refunds, and reconciliation reports.
Logistics & Maps
Shiprocket/Delhivery tracking, rate shopping, and Maps-based lead and delivery flows.
Messaging APIs
WhatsApp Business templates, SMS fallbacks, and transactional email pipelines.
Internal API Design
Versioned REST/GraphQL with auth, rate limits, OpenAPI docs, and SDK-ready patterns.
Fintech & Banking capabilities included
Payment Gateway Integration
Stripe, Razorpay, Adyen, and Plaid integrations with idempotency keys, webhook hardening, and PCI-friendly tokenization layers that keep card data out of your database.
Lending & Underwriting Platforms
Loan origination, credit decisioning, KYC pipelines, and rule-based underwriting engines with full audit trails and explainable decision logs.
Real-time Dashboards
Sub-second transaction monitoring, fraud signal overlays, and treasury dashboards that read from event streams instead of nightly batch jobs.
Compliance Tooling
Audit-ready reporting for RBI, SEBI, GDPR, and SOC 2 — generated directly from your event log, not retrofitted from spreadsheets.
Frequently asked questions
Stripe or Razorpay for Indian businesses?
Razorpay for domestic UPI/cards and GST invoices. Stripe for international cards and subscriptions. Many clients run both — we wire them into one ledger.
How long does it take to build a fintech MVP?
A focused fintech MVP typically takes 8–14 weeks including authentication, core ledger, payment integration, and a regulator-ready audit trail. We deliver in two-week Agile sprints with weekly demos.
Why choose Omnetra for api & integrations in fintech & banking?
Domain depth: we have shipped 6 fintech & banking deliverables before, so discovery starts warm. Fixed pricing, sprint demos, and full IP transfer standard.
How long does api & integrations take for fintech & banking?
MVPs typically 6–12 weeks depending on compliance and integration depth. A fixed timeline with milestones lands within 3 working days of discovery.