Fintech Platform Development — Lending, Payments & Compliance
Omnetra Infotech builds fintech platforms with compliance as a feature: immutable ledgers, KYC/AML pipelines, Razorpay/Stripe rails, and regulator-ready reporting. Lending, wealth, and payment products for startups and NBFCs across India.
How we build it
Ledger Architecture
Double-entry event logs — every rupee traceable, every report reproducible.
KYC & Onboarding
Aadhaar/PAN verification, liveness checks, and risk-tiered approvals.
Payment Rails
UPI, cards, mandates, and payouts orchestrated with failure analytics.
Regulator Reports
RBI-shaped reporting generated from the event log, not spreadsheets.
Frequently asked questions
Can you handle RBI compliance?
We build audit-ready systems aligned to common RBI expectations. Final compliance sign-off stays with your legal and auditors.
Lending or payments first?
Whichever carries revenue — usually payments rails first, credit decisioning second. We sequence for fastest monetisation.
Typical budget?
$15,000–$45,000 for lending/payment MVPs depending on KYC depth and reporting needs.